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Your Income is probably your greatest asset. Income Insurance protects your greatest asset.
Income Insurance provides you with a monthly payment if you're unable to work for more than 10 hours a week due to illness or injury.

Income Insurance is tax deductable:

This link will enable you to confirm the tax deductability of Income Insurance premiums:
http://www.ird.govt.nz/income-tax-individual/incometaxfaq.html

Income insurance will help you maintain your standard of living.
Income insurance will help you pay your mortgage repayments.
Income insurance will help you pay your rent.
Income insurance will help you pay your loans.
Income insurance will help you pay your payments to your credit card.
Income insurance will help you pay your childcare.
Income insurance will help you pay for your children's education.